Presentationvideos

What you will hear

• A US dollar card account you can spend worldwide in any local currency
• Limits up to $250,000 a day and $20,000 per payment on Gold
• A physical Visa or a virtual card, with Apple Pay and Google Pay
• Four levels: Basic, Premium, Business and Gold. Most people choose Business
• Recommend it to two people and you join the rewards program

What you will learn

• Why your money sits in your own Fireblocks wallet, not on the card
• Every way to fund it: USDT and USDC first, other crypto, credit card, SEPA and PayPal
• Physical Visa vs virtual card, Apple Pay, Google Pay and NFC rings
• The four levels, their limits and their prices
• How the 2x2 matrix fills itself with spillover
• The star ranks that unlock 12, 15 or 18 levels of rewards
• The one catch: a $100 minimum monthly top-up to qualify for rewards

Three ideas worth remembering

Earn like a bank. Banks earn small fees on every transaction. Bellver shares part of its fees with cardholders instead of spending on advertising.

Premium is where rewards start. Basic only earns direct commissions. Bellver recommends Premium at minimum, and says most people pick Business.

Your card can cost nothing. Buy Business, refer three Business cardholders and the commissions cover your card.

An honest start

The founder opened by calling the launch version 1.0: "good, but not perfect". The platform had taken about ten months to build, small problems were still being fixed, and he advised anyone expecting perfection to wait for later versions.

Why he built it

He had used the card himself for four to five years. The goal was a real product rather than an investment, so nobody would be left behind having lost money.

The partners

The head of operations in Singapore explained the choice of card provider: licensed by the Monetary Authority of Singapore, serving major banks and businesses. Wallets use Fireblocks' dynamic wallet, which lets users export their own private keys. His advice: keep funds in your wallet and only top up the card with what you need.

The fees, openly

Both speakers said the card's fees are higher than a normal bank card, because the top-up is the only place commissions can be funded. If you only want a cheap card, they said, your bank's card may suit you better.

Early numbers, as reported at launch

Over 1,000 cards sold during testing, about half Business or Gold and 40% Premium, around $210,000 in pending commissions, and the first commissions already paid on 15 September.