Questions,answered

Straight answers taken from Bellver's official price list, compensation plan and presentations. Plus a plain-words glossary at the end.

The card

What is the Bellver Card?

A crypto-funded payment card, physical Visa or virtual, with a US dollar account. Bellver calls it the world's first network card because it also has an optional rewards program. It is a product of Bellver Markets Ltd.

How much does it cost?

A one-time $99 (Basic), $270 (Premium), $490 (Business) or $990 (Gold). Add-ons: Special Edition +$390, printed name +$49. Physical cards add shipping: $85 Europe, $149 rest of world. Download the price list

Is there a monthly or annual fee?

The official price list shows no monthly or annual card fee. You pay usage fees: 4.95% when you top up the card, 1.75% per transaction and 2% for ATM withdrawals.

What are the daily and per-transaction limits?

Basic $1,000 a day and $500 per transaction. Premium $10,000 and $5,000. Business $50,000 and $10,000. Gold $250,000 and $20,000.

Physical or virtual: which should I choose?

Virtual if you want to start today: no shipping wait, no shipping fee, and it works with Apple Pay, Google Pay and NFC rings. Choose physical if you need cash from ATMs.

Can I use it with Apple Pay and Google Pay?

Yes. You can also connect it to an NFC ring or wristband and pay with a tap.

Where can I use it?

Worldwide, in shops and online, in any local currency. The card account itself is in US dollars.

How long does the physical card take to arrive?

Bellver's terms allow up to four weeks. At launch, early users reported receiving their cards in about five days.

Can I upgrade later?

Yes, at any time. You pay only the difference and keep the same card. Note that monthly rewards are not back-dated to before your upgrade.

What is the Special Edition?

A $390 add-on for any level that Bellver positions as its highest level of security and privacy, available physical or virtual. Bellver has said it may not be offered forever. Ask MTG for the details before you choose it.

Money and security

Do I need crypto to get one?

No, but it is the cheapest route. Card balances use USDT or USDC. Without crypto you can buy it by credit card inside the dashboard, and in Europe pay by SEPA bank transfer or PayPal.

Which coins and networks can I deposit?

USDT and USDC on BNB Smart Chain (recommended), Tron or Ethereum. Bitcoin, Ethereum, BNB, Solana and others are accepted too, but must be swapped to USDT or USDC before you top up the card.

What is the gas fee and how much do I need?

A small network fee paid in the chain's own coin: BNB on BNB Smart Chain, TRX on Tron. About $10 to $20 worth is enough to start.

Who controls my money?

You. Deposits go to your own non-custodial Fireblocks wallet protected by your private key. Bellver cannot freeze or access it. You can export the key at any time. If you lose it, nobody can recover your funds.

Where is the card registered?

In Singapore. At launch Bellver said its card provider is licensed by the Monetary Authority of Singapore. Bellver Markets Ltd, the company running the program, is based in Malta.

Is this an investment?

No. Bellver presents it as a product: a payment card. The card price and fees are real costs, and rewards depend entirely on real card activity in your matrix.

Rewards

Do I have to refer anyone?

No. The rewards program is optional. If you do want to take part, two referrals who order a card are enough to qualify.

How much do I earn per referral?

A one-time commission of $10 for Basic, $100 for Premium, $200 for Business or $400 for Gold. With the Special Edition: $150, $300 or $500. Upgrades pay an extra 50% of the new level's commission.

How do monthly rewards work?

0.1% of every completed card top-up by cardholders in your 2x2 matrix, on each level you qualify for: up to 12 levels with Premium, 15 with Business and 18 to 20 with Gold, depending on your star rank.

What do I need to stay qualified?

Top up your own card with at least $100 every month. Miss a month and that month's rewards are forfeited. Miss three months in a row and you permanently lose your matrix position. Download the compensation plan

When and how am I paid?

In USDT. Direct commissions arrive within seven business days of the payment. Monthly rewards are paid on the 15th. The minimum withdrawal is $100.

Is income guaranteed?

No. Bellver's own examples state they are not a guarantee of income. What you earn depends on how many cardholders are placed in your levels and how much they load.

Getting help

How do I get help ordering?

Message MTG on WhatsApp for personal help, or use the Support area inside your Bellver dashboard. The step-by-step guide covers the whole process.

Where do I log in?

At app.bellvercards.com/login. The Member login link is in the menu on every page of this site.

Glossary

The words you will meet in the dashboard and the videos.

Non-custodial walletA wallet where only you hold the private key. No company can freeze or move your funds.
Fireblocks dynamic walletThe wallet technology behind every Bellver account. It lets you export your own private key.
Private keyThe secret that controls your wallet. Lose it and the funds cannot be recovered.
USDT and USDCStablecoins worth one US dollar each. Card balances run on them.
BNB Smart ChainThe recommended network for sending USDT or USDC: fast and low-cost.
Gas feeThe small network fee for sending tokens, paid in BNB, TRX or ETH depending on the chain.
Top-up (deposit)Moving money onto your card balance. Carries a 4.95% fee and is what rewards are calculated on.
Direct commissionA one-time payment for each card ordered through your referral link.
RewardsYour monthly 0.1% share of top-ups by cardholders on your qualified levels.
2x2 matrixYour team structure: two places under each person, filled top to bottom, left to right.
SpilloverExtra referrals from you or your upline that fill the next free places in your matrix.
Star rankYour qualification level, from 1 to 5 stars. Higher ranks unlock deeper reward levels.
Settlement dayThe 15th of each month, when the previous month's rewards become available to withdraw.
NFCNear-field communication: the contactless tech that lets a phone, ring or wristband pay at a terminal.
MTG, Musa The Giant

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